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How much would you like to borrow?	Over how many years?

Purpose of loan?	Current residential status?

What is your monthly income? (including any benefits)	Your employment status?

You qualify for two types of loan. Select either:

	Homeowner Loan Is secured on your home. Rates depend on your circumstances; usually lower than an unsecured loan and often more flexible.
	Unsecured Loan Not secured on your home. May not qualify you for the best rates. Applying to a number of lenders may affect your credit score.

Estimated value of your property?

Your current mortgage balance?

Where will you buy your car?

What is the total value of money you owe to companies?

Do you owe money to 3 or more companies?

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What is your monthly rent/mortgage payment?

Your living arrangements?

Your date of birth?

Do you have adverse credit?
(if yes, we can still help)

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Based on your information we recommend you speak to a personal debt adviser.

They will offer you advice on:

Whether a loan is your best option
Consolidating your debts
Reducing the amount you owe
How to freeze your interest payments
Protecting you from creditors

First name:	Last name:

Phone number:	Alternate phone number:

E-mail address:


First line of current address:	Current postcode:

Based on your requirements we have selected the FSA regulated broker Broker Name to help you with your enquiry. Please click 'Search' to confirm that you are happy for them to contact you by telephone/e-mail.

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Alliance & Leicester: 3.25 million looking to move house

Over three million homeowners are looking to move in the next 12 months, new research from Alliance & Leicester shows. More than a third of homeowners who have sold a property in the past have made improvements to increase the attractiveness of the home, spending £3,000 on average. One fifth intend to make improvements to add value and sale appeal. But half of homeowners are improving their homes to avoid the expense and stress of moving. Redecorating and improving outdoor space are the most popular ways to add value, at 69 per cent and 59 per cent respectively. But buyers' priorities are the number of bedrooms (77 per cent) and good maintenance (55 per cent). Richard Taylor, head of mortgage products at Alliance & Leicester, said: "What sellers perceive as necessary improvements can often be irrelevant to those looking to buy." Home improvement packs (HIPs) were recently found to be beneficial to buyers and sellers, according to estate agent Choices. It quoted Duncan Samuel, managing director of conveyance firm Convex.net, as saying transactions had sped up by an average of five days as a result of the packs, which require sellers to give buyers information such as condition reports.

2008-06-27