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Is secured on your home. Rates depend on your circumstances; usually lower than an unsecured loan and often more flexible.

Not secured on your home. May not qualify you for the best rates. Applying to a number of lenders may affect your credit score.
 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 

Based on your information we recommend you speak to a personal debt adviser.

They will offer you advice on:
  • Whether a loan is your best option
  • Consolidating your debts
  • Reducing the amount you owe
  • How to freeze your interest payments
  • Protecting you from creditors

 
 
 
 
 

 
 

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Special deal on Lloyds TSB Five-Year "Low Start Mortgage"


A special offer has been announced on a new Lloyds TSB Five-Year "Low Start Mortgage". The mortgage lender will offer a rate of 1.99 per cent until February 29th 2008 on the Lloyds TSB Five-Year "Low Start Mortgage", after which it will move to a rate of 5.99 per cent for the next four years. Following the full term of the Lloyds TSB Five-Year "Low Start Mortgage", the rate will revert to the lender's standard variable mortgage rate. A maximum loan to value of 90 per cent is available on the Lloyds TSB Five-Year "Low Start Mortgage" and both house buyers and remortgage customers can take out the deal. "The Lloyds TSB Low Start Mortgage will help customers who are looking to keep their mortgage payments as low as possible in the first year whilst still wanting the security of fixed payments at competitive rates for a further four years," said Jon Pain, the managing director of Lloyds TSB Mortgages. Mortgage lenders are gearing up for a busy period ahead with the start of the new year, as many current mortgage holders are expected to switch to more competitive deals. A survey by F&C Asset Management revealed that 43 per cent of Britons are making financial New Year's resolutions this year in a bid to improve their monetary position.

2008-06-12
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