Is secured on your home. Rates depend on your circumstances; usually lower than an unsecured loan and often more flexible.
Not secured on your home. May not qualify you for the best rates. Applying to a number of lenders may affect your credit score.
Based on your information we recommend you speak to a personal debt adviser.
They will offer you advice on:
Whether a loan is your best option
Consolidating your debts
Reducing the amount you owe
How to freeze your interest payments
Protecting you from creditors
Based on your requirements we have selected the FSA regulated broker Broker Name to help you with your enquiry.
Please click 'Search' to confirm that you are happy for them to contact you by telephone/e-mail.
Finished
Thank you for your enquiry.
Your adviser will be in touch with you shortly.
Consumers must be disciplined in tight economic conditions
A money education charity is warning consumers to "tighten their belts financially" and cut out non-essential expenditure in the wake of rising inflation.
As the cost of food, energy and borrowing continues to soar, Credit Action advises cut-backs, budgeting and better financial discipline at home are the best ways to weather the storm.
Director Chris Tapp's recommendations come as consumer inflation reached its highest level in 13 months in April, according to the Office for National Statistics.
Mr Tapp says: "There is not a nice and easy silver bullet answer allowing people to continue buying all the same things that they have previously and living the same kind of lifestyle.
"For most people what it is going to mean is looking for ways to cut back."
According to Capital Economics, as reported by the BBC, the proportion of domestic income needed to cover bills and food has risen by six per cent over the last six years, with little sign of easing in the near future.
