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First Direct to sell mortgages to non customers

First Direct has decided to start offering mortgages to non customers again after it stopped the service on April 1st.

The online bank previously said it had to cease offering mortgage deals to borrowers who were not existing customers because it had received five-times the number of applications it normally would have done in recent months.

However, the bank has now dealt with its backlog of applications and has started offering a variety of two-year, five-year and ten-year fixed-rate mortgages to non customers.

Chris Pilling, chief executive of the bank, said that outstanding loan applications had now been processed, commenting: "We've honoured the fixed interest rates available when people first contacted us about their mortgage."

The maximum loan size for the deals is £400,000.

In related news, Halifax has announced that it is reducing the interest rates on a number of mortgage products by an average of 0.15 per cent for existing customers.

2008-05-05