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personal loan search

personal loan search

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Is secured on your home. Rates depend on your circumstances; usually lower than an unsecured loan and often more flexible.

Not secured on your home. May not qualify you for the best rates. Applying to a number of lenders may affect your credit score.
 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 

Based on your information we recommend you speak to a personal debt adviser.

They will offer you advice on:
  • Whether a loan is your best option
  • Consolidating your debts
  • Reducing the amount you owe
  • How to freeze your interest payments
  • Protecting you from creditors

 
 
 
 
 

 
 

Finished


Thank you for your enquiry.

Your adviser will be in touch with you shortly.


personal loan search


Save yourself time and money when looking for a personal loan by using our personal loan finder service, a one-stop shop allowing you to compare hundreds of personal loans in one go, guaranteeing to find you the best personal loan on the market. We search over 500 personal loans from a panel of over 100 lenders. We pride ourselves on being able to provide the very lowest personal loan quote for anyone in the UK.

Why use elite money to find a personal loan?
  1. Choice
    Whether you are looking to improve your home, buy a car, consolidate your debt or if you have had trouble getting credit in the past - you can be assured that we have the perfect personal loan to match your requirements.
  2. Convenience
    Why phone lots of lenders or trawl the High Street? Enter in your details above and find a great personal loan deal in an instant and save time, effort and money.
  3. Trust
    elitemoney is entirely independent of any bank so we do not favour one personal loan deal over another and will only put you in touch with carefully screened companies who can offer you the best personal loan rate.
  4. What's right for you
    Whether it's how much the personal loan costs each month, the APR, or the total amount you have to pay back, you can find the perfect personal loan that suits you.
Loan providers

Personal loans are loans that are designed to be used for any purpose and are available on a secured or an unsecured basis depending on your needs, preferences, and circumstances.

An unsecured personal loan, which are those often available via traditional high street lenders, are available to those renting a property as well as to homeowners that prefer not to take out a secured loan.

With a personal loan you can use the money for one of a range of purposes, and this could be anything from a luxurious holiday or new car to paying for an education or funding a dream wedding.

The interest rates charges on a personal loan can vary depending on whether you opt for a secured or unsecured personal loans and also depending on other factors, such as your credit rating, your circumstances, and the lender that you go through for your loan.

The repayment periods can also vary, but you will find that a secured personal loan offers far longer repayment periods than an unsecured personal loan.

The amount that you can borrow on personal loans will also depend on a number of factors, such as your income and expenditure, your credit rating and history, and if the loan is a secured one, the level of equity in your home, which can be worked out by taking away the balance of any outstanding mortgage or other secured loans from the market value of the property.

As with all loans, the longer your repayment period the less you will have to pay each month, as you will be spreading your loan over a longer term, which can help to keep repayments down. However, you will also pay more interest overall when you spread the loan over a very long period.

Although many people use their credit cards to pay for a large or special purchase such as a holiday or perhaps some expensive jewellery for a loved one, it can often be more sensible to use personal loans for these types of purchases.

This is because the interest rates on credit cards can be far higher than personal loans, and also the repayments on personal loans are more structured, so you know what you will be paying each month and when the debt will be clear.

If you don’t want to be in debt for too long then you can opt for unsecured personal loans, where you can take your loan out over a shorter period and make higher monthly repayments to get it cleared quickly.

When taking personal loans it is also important to consider whether you want a fixed rate. Most unsecured lenders offer their personal loans on a fixed rate basis, and this makes for easier budgeting as it means you make the same repayment every month throughout the term of the loan, other than the final repayment, which may be slightly more in order to make up any unpaid interest.

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