Is secured on your home. Rates depend on your circumstances; usually lower than an unsecured loan and often more flexible.
Not secured on your home. May not qualify you for the best rates. Applying to a number of lenders may affect your credit score.
Based on your information we recommend you speak to a personal debt adviser.
They will offer you advice on:
Whether a loan is your best option
Consolidating your debts
Reducing the amount you owe
How to freeze your interest payments
Protecting you from creditors
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Picture Loans
Whatever your financial situation is, and whatever you need to borrow money for, a
loan from Picture will always be affordable and a smart move. Whether you need a new or upgraded car, some home renovations, or perhaps just to consolidate your existing debt, Picture may be able to help you.
Our repayment terms are flexible, and vary between 6.9% APR variable and 9.9% APR variable. As a homeowner, you could take out a secured loan with Picture, and borrow any amount between £10,000 and £100,000, with a repayment period of between 10 and 25 years depending on your budget. Our typical rate lies at just 7.9% APR variable. You have the option of borrowing up to 124% of your home’s value, minus whatever remains to be paid on your mortgage.
There are no hidden charges with us, and no arrangement fees. What you see is what you get, but bear in mind we will only loan to people who can really afford to pay them back.
Each and every one of our customers is provided with a personal loan consultant, who will remain as your point of contact throughout your loan term. You know who you are dealing, and they understand enough about your individual needs to provide a service perfect for you.
We pride ourselves on our customer service.