Is secured on your home. Rates depend on your circumstances; usually lower than an unsecured loan and often more flexible.
Not secured on your home. May not qualify you for the best rates. Applying to a number of lenders may affect your credit score.
Based on your information we recommend you speak to a personal debt adviser.
They will offer you advice on:
Whether a loan is your best option
Consolidating your debts
Reducing the amount you owe
How to freeze your interest payments
Protecting you from creditors
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First Plus Loans
FIRSTPLUS are widely regarded as one of the market leaders in finding secured homeowner loans for people in the UK, apparently helping 250,000 UK homeowners to find loans in the last decade.
FIRSTPLUS are a subsidiary of Barclays Bank PLC, and are based in Cardiff, South Wales. The company is committed to lending responsibly, and will only lend to those homeowners who have a good credit record.
FIRSTPLUS take the time to get to know their customers, allowing them to build up a completely individual loan product for each customer. FIRSTPLUS offer secure homeowner loans between £5,000 and £100,000, and they strive to be a world-class company who constantly evolve and progress.
When a consumer takes out a secured loan with FIRSTPLUS, the loan is secured against their property. The amount you borrow and for how long depends on your individual status, but FIRSTPLUS offers a quick and simple application form and then dedicates an individual to your application.